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My wife had an opportunity to travel in France last month, so that means Sam and I have been living as bachelors. In terms of parenting duties, I’ve had it pretty easy with only a minimum of shuttling services required from me. While we haven’t exactly been sitting around watching sports in our underwear, Sam and I have been eating a lot more fast food and we’ve been going to a lot of sporting events. This last weekend we went to a Pittsburgh Penguins game and I overheard Sam say “I don’t really like hockey, but I do like spending time with my dad.” Priceless.

What do you do when you find yourself short one person on your team? I discovered what it means to compensate! I also got to experience what life is like for Teri when I am traveling. I guess what I am trying to say is, I have a renewed sense of appreciation for my wife, which I’m sure she will appreciate!

As we head into the final stretch of 2014, I also find myself appreciating all of the hard work and dedication the team of people here at Tuscano put out every day. I can also appreciate how hard you and your staff work at being professional insurance advisors! Together I think Tuscano and you make a great team.

If you have been paying attention to the market, you may have noticed the growth in miscellaneous professional liability (MPL) options available today. Professional Liability is not just for doctors and architects anymore. We have several markets writing MPL and many are offering admitted paper. We are also seeing minimum premiums dropping and quote turn-around times getting faster. The truth is you have a great deal of potential in this line of business, and Tuscano should be your go-to broker for MPL. We’ll make your experience a good one, and I think you will love working with our Casualty & Professional lines team.

We have many hot products and have been writing a variety of business. I am especially excited about the opportunities we have been seeing with contractors both large and small. We are writing roofers, waterproofing contractors, residential cleaning contractors and some concrete contractors – all very competitively. I saw a recent account for communications equipment installation and service go out very much in line with the prior year premium even though the account sales were up over 10% and they added several additional insured endorsements. Our markets are also HOT for habitational business and vacant property. While you are thinking about it – don’t hesitate to send us your coastal property too. TusCANo CAN Do It!

By the way, don’t forget that today is Election Day. Voting is not a privilege and it is not a right – it is our duty! There is no perfect government, but we do have a lot we should appreciate, and free and meaningful elections are right there at the top of the list. So VOTE!

See you at the polls!