November 2nd, 2022
You might not know it by looking at me, but I grew up in the greatest music generation ever. I am the tail end of the Baby Boomers, and I had 5 siblings that exposed me to great music at a young age. You did not have to be a Deadhead to appreciate the Grateful Dead and know that this music was very cool and unique. The Who, Rolling Stones, and Pink Floyd came from my room late at night louder than my parents would like but nowhere near as loud as the stereo system would play. In my mind, that was a compromise, but now that I think about it, a compromise was not a luxury extended to the kids in our home. I would love this letter to just be filled with names like Allman Brothers, Lynyrd Skynyrd, Elton John, Stevie Ray Vaughn, Bob Dylan, John Prine, and Bonnie Raitt but truthfully there are too many to name and I’m sure I would get called out if I missed one of your favorites!
You could tell I loved music because I spent all my disposable income on it - primarily on bigger speakers - once I moved out! I bought the albums, I bought bigger amps, I bought diamond needles for the turntable, and then I started all over again by buying the CD because the sound was better. I did not make a lot of money, and never went into debt till I bought my first house - but that’s a story for another day. Music feeds your soul (it certainly feeds mine). Do we allow it to influence our thoughts, or do we gravitate to music that reflects our feelings? Now that I think about it, should I have given such a big part of my life to Mick Jagger? I loved my early years, I loved my music, and still do, but life has certainly changed. My albums warped from leaving them on the turntable too long in the sun, my 8-Track ate my tapes, my bootleg cassettes got mislabeled and out of order, and then came Siri and now Spotify. It is easy for me to get lazy! Not having to load any music, but instead, I can just create a playlist and they recommend songs you’d like. It’s a good thing because I’m getting old, and I have forgotten much of the music I used to love! Now when I find an old gem it’s like a long-lost friend that I haven’t missed a beat with, we just pick up where we left off. If you grew up on some great music and haven’t played it in a while, I’d encourage you to dig something out, play it, and see if it reminds you of the old you (and don’t forget to smile!).
Speaking of the old you, you used to send the Tuscano Agency all your Hospitality business because we were always very good at it. Well, guess what? We still are! We have a team of rock star underwriters that are very experienced at all different kinds of risks; be it the bar with entertainment, or one with some losses and liquor violations, we can help. We can do special event liquor or just the mom-and-pop restaurant that needs some help. Hospitality business is not easy and has lots of different characteristics that can change the profile of the risk. Our underwriters understand that and work hard not to waste your time but get you to the right market. Hospitality has been a core product of the Tuscano agency even before Lynyrd Skynyrd released their first album! Be it a difficult account or just something that better fits the brokerage world, give us a call.
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