News

RLI PUP ENDORSEMENT PROCESSING PROCEDURES & TIPS

RLI is somewhat unique in the Policy Change Endorsement procedures. Here are some tips to help you understand what they do and do not issue a mid-term policy change for.

The Personal Umbrella Program (PUP) program was originally designed to save processing time and limit transactions once a new business policy was issued. This is the reason RLI limits the type of endorsements that are processed mid-term, without limiting the coverage in the policy.

The endorsements that RLI processes mid-term are:

• Policy Limit Changes
• Underlying Auto Limit Changes
• Comprehensive Personal Liability (CPL) – FL ONLY
• Addition or Deletion of Excess Uninsured/Underinsured Motorist Coverage (UM/UIM)
• Removal of Deceased Insured or Named Insured with proper documentation
• Primary or Mailing Address Change (Please be sure to specify which address is changing)
• Addition of youthful operator

All other policy changes not listed above should be addressed during the renewal process when the insured can complete and update the renewal application. Examples include:

• Number of Vehicles
• Number of Properties
• Number of Incidents (Violations or At-Fault Accidents)
• Emails or Phone Numbers
• Any information for all other underwriting questions that appear on the questionnaire

Thank you for your business and partnership. If you have any questions, please contact the Tuscano Personal Lines Team at 800-442-8063.